Let's face it we're college students and when we don't have money we rely on two things our parents or our credit cards. And since most of us are too prideful to ask our parents for a little more help we turn towards the credit cards. But that my dear friends is why we are poor in the first place.
So, for RULE #3: HIDE YOUR CREDIT CARDS.
Credit cards are the easiest way to get yourself into trouble. You think that you can just use it and then pay it off but pretty soon it's maxed out and your paying the minimum payment and it's racking up interest as we speak!
The best way to use a credit card is to ONLY use it when you have extra money put aside that you can immediately pay it off with. Doing that will save you money AND help to improve your credit all while avoiding those stupid interest fee's.
Also, a good way to use your credit card is to only use it for one thing every month. Like using it for gas only or for paying off a certain bill every month. It's best to use it for something that you can pay online that way you can leave your card at home in your bills folder. Then you won't be tempted to use it when you are out with your friends. "Out of sight, Out of mind!"
Stay classy, Sassy, and Spend less!