Read bank or credit union account contracts! Many students do not know how to avoid fees, like transfer fees or international fees.
Be proactive about avoiding identity theft. Copy the front & back of all credit & debit cards and keep the copies in a safe location. This enables you to quickly report your card lost.
Avoid NCard regrets. The NCard can be used at retailers around campus. Many students habitually overuse their NCard. Students should recognize the importance of only using their NCard if they are sure they can pay the monthly bill in full. Also, avoid student bill late fees. Bills are due the 12th of every month and can be paid on MyRed.
Do some research before moving off-campus. It’s not always cheaper! Recognize that food & transportation costs can be expensive. If you do move off campus, know that renter’s insurance is necessary, that learning how to cook vs. eating fast food can save you over $300 per month, and that you need to fully understand your lease BEFORE you sign.
Use campus services! Your student fees pay for many services, including UPC concerts, Lied Center Discounts, Campus Rec, and more!
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